Scott Simmons

It's time to move to Salt Spring


Gulf Island Mortgage and Insurance


Gulf Island Mortgage and Insurance.  Unfortunatley things can happen and you should have your New Gulf Island home insured for liability and fire.  The other unfortunate thing about life is that you have to pay for some things like your new Gulf Island home so you may need a Mortgage.  I do not represent or endorse or guarantee these companies; this is just a list so you can make contact and work with the companies you like. 


Salt Spring Island Insurance brokers

Seafirst Insurance brokers
Tel 250-537-5527

Island Saving Credit Union
Tel 250-537-5587

Salt Spring Island mortgage

Invis Financial group
Carolyn or Margaret
Tel 250-537-9810
http://www.islandmortgage.ca

Mortgage Depot
Arlene Modderman
Tel 250-537-4090

BMO Bank of Montreal
Tel 250-537-5524

CIBC Canadian Imperial Bank of Commerce
Tel 250-537-2035

Island Saving Credit Union
Tel 250-537-5587 


Scott's Mortgage Calculators


Let me help you find out what you can afford on the Gulf Islands!  My mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link. Mortgage rates and exchange rates can be found below.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 



Canadian interest and exchange rates

This is the Bank of Canada rate you need to contact a Mortgage Broker, Bank or Credit union to see what your interest rate and term would be.

 

 

 
Text Message Scott
250-538-8316




Extra pages on site
SSI (Salt Spring Island)
GI (Gulf Islands)

About Salt Spring
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SSI links 
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EnerGuide home rating
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Crofton BC

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For fun
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Scott's Bio

 

 

 

 
 
Scott Simmons
Email Scott
 
Cell: (250)538-8316
Fax: 866-778-6376

Let Scott help you find that Gulf Island home

ForSale01.jpg


Salt Spring Island real estate team

Scott Simmons and Rob Irving
Salt Spring Island and Gulf Islands real estate agents for
 
One Percent Realty Vancouver Island
2541 A Empire Street
Victoria, B.C. Canada V8T 3M3
Tel 250-220-8600
Fax 250-388-7382

Salt Spring Island, Mayne Island, Pender Island, Galiano Island and Saturna Island REALTOR®

 SSI has very poor cell phone coverage, call answering on cell phone
 does not work.
To leave me a message please use text messaging
Cell 250-538-8316
fax number 866-778-6376

Email scottonepercent-website@yahoo.com
this is a spam protected e-mail address


 

 
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