It's time to move to Salt Spring
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Gulf Island Mortgage and Insurance
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Gulf Island Mortgage and Insurance. Unfortunatley things can happen and you should have your New Gulf Island home insured for liability and fire. The other unfortunate thing about life is that you have to pay for some things like your new Gulf Island home so you may need a Mortgage. I do not represent or endorse or guarantee these companies; this is just a list so you can make contact and work with the companies you like.
Salt Spring Island Insurance brokers
Seafirst Insurance brokers
Tel 250-537-5527 Island Saving Credit Union
Tel 250-537-5587 Salt Spring Island mortgage Blair Wershler
HLC Mortgage Broker
hlcmortgages. com
Cell 250-418-1406
TF 1-866-817-7833
Link to my radio show with Blair on it
Radio Real Estate show on CFSI
Invis Financial group
Carolyn or Margaret
Tel 250-537-9810
http://www. islandmortgage.ca Mortgage Depot
Arlene Modderman
Tel 250-537-4090
BMO Bank of Montreal
Tel 250-537-5524
CIBC Canadian Imperial Bank of Commerce
Tel 250-537-2035 Island Saving Credit Union
Tel 250-537-5587 |
Scott's Mortgage Calculators
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Let me help you find out what you can afford on the Gulf Islands! My mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.
Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link. Mortgage rates and exchange rates can be found below.
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Results
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Receive this Detailed Analysis
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Your Monthly Payments
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| Loan Amount: |
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| Loan Insurance (
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| Total Loan(Mortgage) Amount: |
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| Principal & Interest: |
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| Homeowners Insurance: |
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| Property Taxes: |
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| Condo Fees: |
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| Monthly Loan Insurance (%): |
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| Total Monthly Payment: |
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| Income Needed to Qualify for the Mortgage |
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| Total Monthly Loan Payment: |
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| Total Monthly Debt Payment: |
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| Monthly Loan Insurance (%): |
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| Qualifying Income of
% GDS Ratio: |
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| Qualifying Income of % TDS Ratio: |
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| What You Can Afford |
| We are using the % ratio.
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| Cost of House: |
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| Down Payment: |
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| Loan Value: |
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| Monthly Principal & Interest: |
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| Monthly Insurance: |
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| Monthly Property Tax: |
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| Monthly Condo Fees: |
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| Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate) |
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Canadian interest and exchange rates
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This is the Bank of Canada rate you need to contact a Mortgage Broker, Bank or Credit union to see what your interest rate and term would be.
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Let Scott help you find that Gulf Island home
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Salt Spring Island real estate team
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Scott Simmons, Larry Melious and Rob Irving
Salt Spring Island and Gulf Islands real estate agents for
One Percent Realty Vancouver Island
2541 A Empire Street
Victoria, B.C. Canada V8T 3M3
Tel 250-220-8600
Fax 250-388-7382
our new Salt Spring Island blog
Salt Spring Island, Mayne Island, Pender Island, Galiano Island and Saturna Island REALTOR®
SSI has very poor cell phone coverage, call answering on cell phone does not work.
To leave me a message please use text messaging.
Cell 250-538-8316
fax number 866-778-6376
Email scottonepercent-website@yahoo.com
this is a spam protected e-mail address
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